Don’t Be Afraid to Get Help!

We are all so busy in our everyday lives!  We all have unique circumstances that require attention whether it be dogs, cats, kids, husbands/wives, parents, sisters, brothers, work, business, home, apartment, grandparents, friends, projects, and the list goes on.  We don’t have to own our own business to know that sometimes we just need help!  Are there certain activities that you absolutely HATE to do?  Something that you would hire out if you could?  Then do it!

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I think some of us feel bad if we hire out work.  Doesn’t that mean we can’t handle it ourselves?  NO!  I want you to stop thinking that way.  For so many of us we try to be superman/superwoman, and sometimes it just doesn’t work.  What I have been realizing this past week or so is that I would rather NOT be superwoman to my family and be able to spend more time with them.

I know this might be a foreign thought to some of us, and some of us enjoy everything we do around the house or in our business.  That is great!  As long as it isn’t taking away from other important things in life.  If you do everything for your family and still have time for yourself and for quality time with your family, then keep doing what you are doing… and by the way, can we talk sometime? LOL!

What I want you to do is think of the one thing in your life that you would hire out if you could?  Now, I want you to do it!  That is right… I want you to take the steps, and hire it out!  There are so many great places to get help.  If your help doesn’t require being at your home, then there are a lot of places to get virtual assistants for everything you might need.  One of my favorite places is O’Desk, but you could go to Elance as well.

You can post a job you want done and have people apply, or you could look for someone you would like to hire based on their qualifications.  Either way, there are some great people who can help you do what you need to get done for a decent price!  You don’t have to own your own business to get an assistant!  Think about how much money your time is worth.  If you think about it, why would you spend 2 hours trying to research how to do a specific project online when you could hire an assistant who knows what they are doing?

If what you need help with is at your home, then find a reputable company to do the work for you.  You might have to be there while the work is being done in order to oversee it, but you could be working on other things at that time!  If you are short on cash, then try to come up with creative ways to find help!  Instead of hiring a company to mow your yard, find a neighborhood kid who will do it for cheaper.  Not only is your lawn getting mowed, but you are also helping a child learn entrepreneurship and how to manage his/her money!

If that even seems like a stretch for you at this point, then set a goal, and once you make a certain amount of money, start hiring out the chore you hate doing the most.  For me, I love doing the laundry.  That is something I will never give up:)  But the cleaning on the other hand is a different story.  I absolute hate wasting my time cleaning.

If you are nervous with starting with a virtual assistant (like I was), just try someone out for a small project you need done.  Chances are if you hired a good worker, then you will quickly realize how much time, energy, and even money they will save you!  Yes… I said money!!  When I first hired my virtual assistant, I was nervous.  I soon realized that what it took me sometimes 2 hours to complete it only took her 30 minutes!! That is 1.5 hours saved, and I only had to pay her 30 minutes of her time.  It is a win-win for everyone:)

If you would like more information, you can email me at livebreatheinspireblog@gmail.com.  I would love to answer any questions you may have, or help you with anything else you might need!

Remember… sometimes we can’t do it alone, and that is OKAY!  We aren’t perfect nor should we be.  Know what those special tasks are that only you can do, and try to get to the point where you can hire out the rest!

What is something you would like to get help with?

Rini~

 

LBI 009- How to Manage Your Money with a Budget!

LBI 009- How to Manage Your Money with a Budget!

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Budgeting

Today we are tackling budgets in our money series. Not everyone’s favorite topic, but it’s important to handle our money well in order to live a stress free, fun filled, or passionate life.  How we handle our money impacts our lives in every way. Don’t let your money handle you. Take control today and create a budget for you and your family. Listen here to find out how.

Why is budgeting important?

1. Keeps records of your spending and expenses.

2. There are fewer surprises during the month.

3. Helps you to plan and look ahead.

4. Helps you to stay in control versus just allowing things to happen to you.

What are the steps to setting a good budget thats right for your family.

1. Keep track of your finances for three months.

2. Make a list of all incoming money.

3. Make a list of your monthly bills and what you think your spending.

4. Create your document.

5. Figure out your best method to stay on track.

6. Stick to it.

Rini and Jess~

It Could Be Worse

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Sometimes life gives you gifts, and sometimes it gives you lemons.  Only you can choose what you let make or ruin your life. Short of ending your life, there is never any one decision you can make to ruin it. So don’t let anyone else determine your happiness or success. I wanted to encourage you today to rise above your circumstances and create the life you want with what you have been given.

I don’t have a big home, by any means. And it’s not beautifully decorated. But it’s nice and easy to clean. I dream of a nicer home one day, but I’m going to enjoy every second I have in this one.  We should appreciate what has been given to us, because everything we have is a gift and let’s be honest, it could be worse! Let’s try to move past the woe is me mindset and complaining attitudes and move towards being pleasant and trying to focus on the good.

Sometimes it’s hard to see the good, especially in a time of need. If this is true for you or you just seem unhappy with your life, try making a list of one thing each day that was good or you were grateful for. You can call it your gratitude journal or list, but whatever you call it, it is a visual representation of the good in your life. Cling to it. Focus on it. You will become a more optimistic, positive, and peaceful person as time goes on. Today I am grateful for the night off to write. What are you grateful for today?

This entry was posted in Life.

Encouraging Others

Encouragement.

For some reason in our society we have gotten away from encouraging others.  We judge others and sometimes are harsh to them without even realizing it.

I was listening to a podcast yesterday where she was talking about how people in your life should challenge you on decisions and try to make sure you are making the best decisions possible.  While I do believe you need people in your life to tell it like it is sometimes, I do believe we need encouragement more.

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It took awhile for me to pursue my dreams and leave my steady career that I had grown accustomed to.  I had people in my life supporting me and telling me to chase those dreams, and it still took me awhile to start on that journey.  I wonder what would have happened if I didn’t have anyone in my life who encouraged me to be the person I dreamed of being.  Instead it could have been easier for them to tell me that I wouldn’t make it, and I needed to stay with a steady job that I knew was the safe option.

It was definitely the option that was guaranteed to work since I was already in that position and creating a good life from that job.  Most people would have been happy in the career path that I went into, but there was something missing in it for me.  I just kept feeling like there was something else out there for me.

If I wouldn’t have had my support group in place when I got started on my journey of being an entrepreneur, I probably wouldn’t be in the place I am today.  I definitely did not pick the easy choice, but I picked the choice that makes me feel like I am doing what I was designed to do.  I still feel frustrated, beaten down, and even like I am failing sometimes.  The difference now is that I keep doing it because I love doing what I do.  The positives outweigh the negatives, and I love being able to create the life I have always wanted.

For you it might be something different that you need encouragement on, but every one of us needs it in some way!  Do you remember the last time you encouraged someone?  Do you remember the last time someone encouraged you?  If you don’t have anyone in your life that you feel encourages you to be the person you want to be then find some people that do!  Join communities of people that will be that support system for you.  Your local church, meetup.com, and joining a local gym could all provide opportunities to meet these people.  There are probably some great people who you work with that would be great friends if you just opened yourself up!

People want to be around people that inspire them and believe in them!  We need to start being positive towards those people in our lives that mean the most to us.  If you can’t remember the last time you encouraged a friend or family member, I challenge you to pick up the phone and either call or text some sort of encouragement to someone who you know needs it.

The other day I had a friend who felt bad about her success so far in life and was trying to justify why they were building a home with so much space.  I looked at her and said, “You have worked hard to get where you are in life today.  You don’t have to justify it to me!”

She had other family members around her that weren’t as happy for her and were jealous.  Instead of encouraging her and genuinely being happy for her, they were criticizing her need for space in the home, and making rude comments under their breath.  This is no way to treat people, and it has got to stop!

I am not perfect in encouraging others, but I am trying everyday to be better.

God has given us all a purpose and a plan in our life.  Everyone’s life looks different, but who are we to judge what someone else’s life should look like?  I don’t think if we see someone we love go down a bad path that we shouldn’t speak up and say something, but if we do and the behavior still does not change, then all we can do at that point is pray and encourage them.  People will respond better to love than someone trying to change them.

We are going to start a FREE private encouragement group on Facebook if you truly need some encouragement, but don’t get it from others in your life.  We all need it so we want to be able to provide that for you:)  Email us at livebreatheinspire@gmail.com or message us on our Facebook page to sign up!

Life is hard, but together we can do more:)

Rini~

Taking Care of You

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On an airplane before you even leave the tarmac, you are reminded of a very important concept. In case of a loss of cabin pressure, oxygen masks will drop, and you are instructed to put yours on first, before helping others. This is because if you don’t take care of yourself, how can you possibly take care of anyone else? Hello! This is your friendly stewardess reminding you to take care of yourself before you take care of anyone else.
This may seem incredibly selfish and against your instincts as a mother, friend, or human, but I assure you, it’s necessary. If you’re already taking care of número uno first and foremost, that is great! Maybe you will enjoy some of these ideas.
Like any good intervention, the first step is realization and acceptance. Are things that are less important coming before your health and wellness? Do you consistently put tasks for others before tasks for yourself? If you’re unsure, ask a spouse, parent, or friend. They generally will tell you like it is.
The first step to breaking the cycle is to start doing something for yourself. For me it was taking time for myself everyday and not feeling guilty about it. Ok, so maybe I took the time first and had to work on the whole guilty thing, but now I am so thankful I did. For you it may be starting to put your health before your kids wants. Or possibly taking fifteen minutes at the end of the day for a bubble bath. Whatever it is, make sure you remain consistent.
What can you do for yourself today that will make you a healthier, more well rounded individual?

Optimize Your Digital Life

Simple ways to organize your digital life.

Simple ways to organize your digital life.

Your digital life consists of all the pictures, documents, information, and whatever else is stored on your phone, your computer, or in the “cloud”. Most people’s are a mess; they didn’t realize they needed an organizational system until it was too late. They now have 12,000 pictures across two different computers and even more on phones and tablets.  They have a few hundred documents from work or school on their computers and a very primitive backup system, if any.  This is most people. If you aren’t this bad and you managed to get some control over your digital life, good for you! Give yourself a pat on the back, but keep reading because this could still help you.
If you run a business, are in school, or are very digitally active, cloud storage would be very beneficial for you. Whether or not you know it or agree, we are transitioning into the age of “The Cloud”.  The cloud is a buzzword that basically means you upload your information to the internet and the service you are using stores that information for you.  To sum it up further, whatever information you put in “the cloud” is stored on the internet.  However you want to say it, it gives you a bit more freedom and frees up your hard drive space.  For example, depending on what service you use, those hundreds of documents you have could be available on your smartphone, your tablet, or your other various computers.
Don’t freak out! It used to be hard, but it’s becoming so simple that I recommend it to anyone.  If your a PC lover then Microsoft has a new program suite called Microsoft 365 that is a great option.  It’s 99.99 a year, but you get access to their programs as well as a terabyte of storage in the cloud. That’s a great deal! If your an Apple person, don’t worry.  Apple is rolling out a similar service this fall and until then, you can store your iSuite files as well as many pictures and other things in their iCloud.
I am telling you all this because I truly think it is the best option for digital management. As long as you keep your devices with access locked, then it is a great tool and it’s super easy to use.  All your data available at any time makes waiting in the doctors office an opportunity to get some work done. Or a phone call more productive because you can address the issue at that moment instead of waiting to “get back to the office”.  But the cloud isn’t for everyone.
If you typically use one computer and store all your information there, without needing to access it often, then cloud storage may not be for you, but look into it. It’s your decision that is based on your individual needs.
Ok, so on to actual organization!  Most people’s digital lives are separated into two categories, maybe three. Personal, work, and one other maybe school, blog, etc.  I look at digital storage as a pyramid. At the top are folders for broad categories that break down until every file has a place and folder to go.  This digital organization will be different for everyone. I have top files for home, each of my businesses, and one for sharing.  In home it is broken down by pictures, videos, and documents.  Pictures and videos are broken down by dates and documents are broken into past tax information, current tax information, important documents, house, cars, etc. you see where I am going.  It’s like a storage cabinet but digital.  Once you have the folders in place you can start to move your files.
Try to simplify and get rid of things. You don’t need tax information from 1970, so pitch it. If your are concerned because your stuff isn’t digital, don’t be. Just make it digital. Spend a day converting your life to the digital world. I did this two years ago and am thrilled with the results. It’s easier to find information and files and I am more productive having the information available to me at all times.
What are some ways you stay organized digitally?

LBI 008 – How To Save $1,000 in One Month!

“LBI 008 – How To Save 1,000 in One Month!”

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There are so many people out there with money issues. With so many distractions and things to buy it is difficult staying diligent with saving your money. Some of us find ourselves in bad circumstances because of it. That is why we wanted to give you some ways to save 1,000 in one month.

It could be that you want to kick off your savings account, your emergency fund, or have run into an emergency and need some extra cash fast! Whatever the situation, I know that we all could use an extra $1,000 so let’s get started!

Ways to Save:

1. Sell Your Old Furniture/Stuff- Try going through your things and list the items you could sell that you aren’t using or just don’t need. You can sell on craigslist or try to sell on ebay. If you try to sell it on craigslist make sure you don’t accept anything but cash, and that you try to meet them at a neutral location. If you are a women, then I suggest taking a man with you. You can bring your husband, dad, brother, or friend.

2. Do Not Buy Anything That You Don’t Need That Month- I know this might be difficult for most of us, but if you want to save as much as possible then you might have to make some sacrifices in order to achieve that. There will be items you need in order to survive (like food, shelter, etc.), but try not to buy anything else that isn’t needed (and NO just because that skirt looks good on you doesn’t mean you should buy it!). If you can do this and skip your morning latte for a month, then you will be surprised at the money you save just in one month alone. I have had to do this multi times in our marriage, and I am always glad once I have completed it. It not only gives us a head start on our money, but it also helps me grow as a person.

3. Cut Your Utilities Bill- You can do this in several ways. You can lower the heat in the winter, and turn off the AC in the summer. I know it won’t be the most pleasant environment, but it will save some extra money! If you have cable, then you can always get rid of it as well. My husband and I recently got rid of cable, but still enjoy the benefits of Netflix and Hulu Plus. So if you really like your movies and TV shows you don’t necessary have to give those up in order to save.

4. Find Ways To Make Extra Money- You might already have a full time job, but if you really want to save 1,000 in one month then you might have to work a bit overtime this month. Each of us have different skills and abilities we can offer, but find something you can offer as a side job and get to work! Some examples might include: mowing the lawns for neighbors, doing home improvement projects (that you are knowledgeable in) for others, tutoring, dog walking, dog sitting, babysitting, or anything else you could do with your skill set. My husband is great at flooring since he used to do that in the summer’s growing up. Now he takes on extra projects outside of our own home sometimes to make some extra money.
There are so many options out there. If you need some more ideas you can always google, “Ways to make extra money.”

5. Ask For A Raise- Depending on the type of job you have, there are ways you can ask for a raise. If you have been working at a company for a couple of years, then you can always go in and ask for a raise. Make sure you give reasons WHY the employer should give you a raise. It isn’t beneficial to go in empty handed. One of my friends leveraged their job by applying to another company. Once that other company offered them the job, then went back to their employers and stated they would leave unless the could guarantee steady work where he lived. I know this isn’t the same thing as a raise, but he was tired of driving all around for his job and this meant more to him than any pay raise would have.

Ramit Sethi has some great scripts for talking to your employer when asking for a raise. Just go to http://www.iwillteachyoutoberich.com for more information.

6. Be Creative!- There are so many other ways to save money. Sit down with your spouse or by yourself and create a plan of action. Think of it like a monopoly game, and try to think of other strategies to use in order to get where you want to financially!

We hoped you enjoyed these strategies as these are just some of the ways we try to save some extra money as well!

Rini and Jess~